First class service! Straight forward to deal with, answered all questions quickly and a speedy turn around to mortgage offer being issued. I cannot recommend AJMS and the Team highly enough. I would…
Thank you so much to AJMS for helping out with my recent remortgage. Always available on his mobile to answer any questions I had and made the whole process as stress free as possible for me. I would…
AJMS was extremely helpful in arranging my remortgage. His excellent knowledge allows him to provide a fast, efficient and professional service. Previously I have tried to arrange these myself which …
Highly recommended explained everything well, went to and from the lender so many times making sure all was agreed before spending my money on a survey 5 star amazing service!
Thank you AJMS for helping us with our mortgage! We really appreciate your patience and for always being at the end of the phone to answer any questions no matter how big or small!
Thank you so much to AJMS for helping out with my recent remortgage. Always available on his mobile to answer any questions I had and made the whole process as stress free as possible for me. I would definitely recommend him to friends and family!
“I received protection advice from Brian at AJMS and we proceeded to arrange various insurances for myself & my partner. I am very happy with the service I received and the policy I was recommended, I wouldn’t hesitate to recommend Brian’s services to anyone looking to arrange their personal insurance. “
AJMS has been our mortgage/financial advisor for many years now. His knowledge and expertise is second to none and I can’t recommend his services enough!
Alexander James Mortgage Services - The Best Woking Mortgage Brokers
AJMS is extremely knowledgeable, professional, supportive and well versed in many financial services, including but not limited to Mortgages. I would highly recommend you engage with him and his company to assist with your financial needs and mortgage application. A one stop shop in financial services with friendly advice and exceptional service delivery. Happy Customer !!
Alexander James Mortgage Services - Woking Mortgage Brokers
AJMS has been very helpful and knowledgeable helping me out get the mortgage to get my first house. His knowledge does not only limit on mortgage but broader financial areas. I was a happy customer and would definitely ask him for your help if I will need to get more properties with mortgages or advice on financial planning.
I used AJMS over the course of the years for my property purchases. In all my dealings with him he has always given me impartial advice and in my opinion found the best rates on the market. I would recommend AJMS as an honest and genuine financial adviser.
We were recommended to use the services of Alexander James Mortgage Services by our then financial adviser.
In retrospect, this was an excellent recommendation as AJMS provided an outstanding service.
We were so impressed with the service that AJMS provided that when our youngest daughter decided to purchase a flat, we again secured the services of AJMS.
Who provided a first class service in helping her obtain a very competitive mortgage and appropriate life, critical illness, contents and health insurance cover.
And in the future will help her to set up a private pension fund.
So to anyone looking for sound, sensible and straightforward financial advice, we all recommend Alexander James Mortgage Services.”
If you own a property, there is a very strong chance you are familiar with mortgages, and you likely have one on your house. You may not be as familiar with the term remortgaging, but remortgaging is a sensible, and often smart, option for homeowners.
Remortgaging is the process of taking out a new mortgage on a property that you already own.
There are many reasons why a homeowner should consider remortgaging for residential properties, including:
With so many reasons to remortgage, it is no surprise property owners are looking for guidance and information on the matter. Remortgaging is a serious matter, and not an issue to take lightly. Considering the implications of failing to meet monthly mortgage or remortgage payments, homeowners should only remortgage if they are confident about the process and their ability to repay the loan in full.
However, there is no denying remortgaging is often useful for people who own residential properties.
There is no time like the present when it comes to remortgaging, and you should carry out as much research as possible. Arranging a mortgage is a challenging task, one which probably took some time and effort. Remortgaging is similar, and it should be faced in the same manner.
Before speaking to financial experts, it is best to put your finances in order. Mortgage lenders will scrutinise your finances carefully, even when you are remortgaging, and the better your finances and credit score are, the more options you will have to consider. This is the case for Woking homeowners, as it is for homeowners across the country, and sometimes local guidance is the most pertinent for a property owner.
You should also collate documents that are useful during the remortgaging process. Mortgage lenders require documents which detail your financial status, your residency, and your identity. Having these documents at hand will speed up the process, which may reduce some of the stress of the process.
Remortgaging for residential properties is a common and straightforward process, and it has helped a considerable number of homeowners to improve their finances, or make positive changes to their home.
If you’d like to get in touch with us to discuss all your possible options, we’re always here to help. With mortgage brokers in Woking and Camberley, you are never too far from mortgage advice.