First class service! Straight forward to deal with, answered all questions quickly and a speedy turn around to mortgage offer being issued. I cannot recommend Nigel and the Team highly enough. I would…
Thank you so much to Nigel for helping out with my recent remortgage. Always available on his mobile to answer any questions I had and made the whole process as stress free as possible for me. I would…
Nigel was extremely helpful in arranging my remortgage. His excellent knowledge allows him to provide a fast, efficient and professional service. Previously I have tried to arrange these myself which …
Highly recommended explained everything well, went to and from the lender so many times making sure all was agreed before spending my money on a survey 5 star amazing service!
Thank you Nigel for helping us with our mortgage! We really appreciate your patience and for always being at the end of the phone to answer any questions no matter how big or small!
Thank you so much to Nigel for helping out with my recent remortgage. Always available on his mobile to answer any questions I had and made the whole process as stress free as possible for me. I would definitely recommend him to friends and family!
“I received protection advice from Brian at AJMS and we proceeded to arrange various insurances for myself & my partner. I am very happy with the service I received and the policy I was recommended, I wouldn’t hesitate to recommend Brian’s services to anyone looking to arrange their personal insurance. “
Nigel has been our mortgage/financial advisor for many years now. His knowledge and expertise is second to none and I can’t recommend his services enough!
Alexander James Mortgage Services - The Best Woking Mortgage Brokers
Nigel is extremely knowledgeable, professional, supportive and well versed in many financial services, including but not limited to Mortgages. I would highly recommend you engage with him and his company to assist with your financial needs and mortgage application. A one stop shop in financial services with friendly advice and exceptional service delivery. Happy Customer !!
Alexander James Mortgage Services - Woking Mortgage Brokers
Nigel has been very helpful and knowledgeable helping me out get the mortgage to get my first house. His knowledge does not only limit on mortgage but broader financial areas. I was a happy customer and would definitely ask him for your help if I will need to get more properties with mortgages or advice on financial planning.
I used Nigel over the course of the years for my property purchases. In all my dealings with him he has always given me impartial advice and in my opinion found the best rates on the market. I would recommend Nigel as an honest and genuine financial adviser.
We were recommended to use the services of Nigel Glossop of Alexander James Mortgage Services by our then financial adviser.
In retrospect, this was an excellent recommendation as Nigel provided an outstanding service.
We were so impressed with the service that Nigel provided that when our youngest daughter decided to purchase a flat, we again secured the services of Nigel.
Who provided a first class service in helping her obtain a very competitive mortgage and appropriate life, critical illness, contents and health insurance cover.
And in the future will help her to set up a private pension fund.
So to anyone looking for sound, sensible and straightforward financial advice, we all recommend Nigel Glossop of Alexander James Mortgage Services.”
Your mortgage deal has been accepted but now it’s time to think about your insurance policies.
Life insurance isn’t required when taking out a mortgage. It is however advised you take out life insurance if there are people that depend on you financially. This could be your children, a partner or possibly a family friend; life insurance is there to protect them.
Is life insurance necessary to get a mortgage?
It may come as a surprise, but life insurance isn’t needed when taking out a mortgage. Many people take out life insurance to ensure their mortgage would still be paid on the event of their death.
The only insurance that is required when taking out a mortgage is buildings and contents insurance. We can help find the right deal on this and ensure you are on the correct policy.
Why do I need life insurance?
It isn’t a topic that we all love to talk about however it is important to ensure you have the right life insurance cover and can stay in your home if anything were to happen to you.
Staying in your home is important but having the right life insurance can also help maintain your current lifestyle, this means your family will still have holidays, Christmas and birthday presents and there are no monthly bills to worry about.
Life can be unpredictable and unfortunately, things can take you by surprise, such as;
Our expert protection advisers in Woking and Camberley can help relieve any pressure and ensure your policy covers everything necessary.
How much life insurance do I need?
Your cover will depend on your individual needs, you should aim to take out enough cover to pay off any outstanding mortgage payments, debts, and your general living costs.
What do I need to think about when buying life insurance?
Be honest about your medical history to ensure your insurance covers what’s necessary.
Make sure you know exactly what your insurance is covering and ensure to ask any questions if there are parts of the cover you don’t understand.
If you are not happy with your policy, you have 30 days to change your mind.
If you are younger and healthy there may be better policies out there, meaning you can save money each month. However, if you are older or have medical problems it is best to stick with your current policy. We can take a look at your circumstances and help advise on this.
How can we help?
We can look at your current protection policy and see if it is covering what you need. Or you may not have a policy in place at all, which ever option we can help.
No two people are the same, which means no two policies are the same! We can find a solution to suit your circumstances, we offer packages that include:
If you are based in Woking, Camberley, or Surrey and are unsure of your insurance options, get in touch to discuss. We are always more than happy to help with any of your mortgage and protection needs.