First class service! Straight forward to deal with, answered all questions quickly and a speedy turn around to mortgage offer being issued. I cannot recommend AJMS and the Team highly enough. I would…
Thank you so much to AJMS for helping out with my recent remortgage. Always available on his mobile to answer any questions I had and made the whole process as stress free as possible for me. I would…
AJMS was extremely helpful in arranging my remortgage. His excellent knowledge allows him to provide a fast, efficient and professional service. Previously I have tried to arrange these myself which …
Highly recommended explained everything well, went to and from the lender so many times making sure all was agreed before spending my money on a survey 5 star amazing service!
Thank you AJMS for helping us with our mortgage! We really appreciate your patience and for always being at the end of the phone to answer any questions no matter how big or small!
Thank you so much to AJMS for helping out with my recent remortgage. Always available on his mobile to answer any questions I had and made the whole process as stress free as possible for me. I would definitely recommend him to friends and family!
“I received protection advice from Brian at AJMS and we proceeded to arrange various insurances for myself & my partner. I am very happy with the service I received and the policy I was recommended, I wouldn’t hesitate to recommend Brian’s services to anyone looking to arrange their personal insurance. “
AJMS has been our mortgage/financial advisor for many years now. His knowledge and expertise is second to none and I can’t recommend his services enough!
Alexander James Mortgage Services - The Best Woking Mortgage Brokers
AJMS is extremely knowledgeable, professional, supportive and well versed in many financial services, including but not limited to Mortgages. I would highly recommend you engage with him and his company to assist with your financial needs and mortgage application. A one stop shop in financial services with friendly advice and exceptional service delivery. Happy Customer !!
Alexander James Mortgage Services - Woking Mortgage Brokers
AJMS has been very helpful and knowledgeable helping me out get the mortgage to get my first house. His knowledge does not only limit on mortgage but broader financial areas. I was a happy customer and would definitely ask him for your help if I will need to get more properties with mortgages or advice on financial planning.
I used AJMS over the course of the years for my property purchases. In all my dealings with him he has always given me impartial advice and in my opinion found the best rates on the market. I would recommend AJMS as an honest and genuine financial adviser.
We were recommended to use the services of Alexander James Mortgage Services by our then financial adviser.
In retrospect, this was an excellent recommendation as AJMS provided an outstanding service.
We were so impressed with the service that AJMS provided that when our youngest daughter decided to purchase a flat, we again secured the services of AJMS.
Who provided a first class service in helping her obtain a very competitive mortgage and appropriate life, critical illness, contents and health insurance cover.
And in the future will help her to set up a private pension fund.
So to anyone looking for sound, sensible and straightforward financial advice, we all recommend Alexander James Mortgage Services.”
Buying a home is the biggest purchase you will likely make in your life. Therefore, arranging a mortgage is critical, and one of the most significant decisions you will make. There is a lot of advice to consider when arranging a mortgage, and finding the most suitable expert to trust is essential. If you are currently weighing up the pros and cons of using a mortgage broker rather than a bank, you’ll be interested to know there are many reasons to do so.
If you currently think using a bank to arrange a mortgage better serves your needs, you may have concerns about associated costs. People assume brokers are more expensive, and in the short-term, this is could be the case. However, a skilled and experienced mortgage broker can save you considerable time and money in the long-term.
It is not uncommon for highly-regarded brokers to help property buyers save thousands or even tens of thousands of pounds in the mortgage process.
You shouldn’t dismiss the importance of short-term costs, but equally, you need to consider the longer-term impact of your actions when looking for a mortgage.
If you visit a bank to arrange a mortgage, you’ll have access to the mortgage products that the bank provides. If you speak with a mortgage broker, you have access to mortgage products from a wide range of banks, as well as other lenders.
Having choice and options is a good thing when it comes to arranging a mortgage. It is helpful to know what is available, and more pertinently, what is available to you. By visiting a mortgage broker, you increase your chances of gaining access to the most suitable mortgage for your needs.
Some homebuyers need more help than others. If your circumstances are unique, or at least different from the norm, some banks may not have a mortgage option which is available for you. However, there are specialist lenders who may be able to help you. Our Woking mortgage brokers at Alexander James would be delighted to hear from you.
If you have an adverse credit history or you have a unique property type which requires a specialist mortgage, you need to connect with the right lender. Calling on a mortgage broker who’ll take the time to assess your circumstances enhances the chances of connecting with the most appropriate lender.
Arranging a mortgage is a massive moment in people’s lives, and you should receive as much guidance as you need. If you want advice from experts, who will take the time to detail what products are available, their suitability for you, and what solution suits your budget and needs, speak with a mortgage broker.
You should spend time researching your mortgage options, but many people don’t have time or the knowledge of where to look for products and guidance. By calling on the services of a mortgage broker, you can save time and effort, and ultimately, feel more confident about making an informed decision about your mortgage.
You may end up arranging your mortgage with a bank, and there are positive reasons to engage with these lenders. However, to feel confident you have explored the market, and have access to as many suitable mortgage products as possible, calling on the services of a mortgage broker is a sensible choice for many prospective buyers.
If you’d like to get in touch with us to discuss all your possible options, we’re always here to help. With mortgage brokers in Woking and Camberley, you are never too far from mortgage advice.